Final Expense

Final Expense Policies

Final expense insurance, or burial insurance, is meant to cover the cost of funeral and burial services. Final expense insurance can be purchased as either a term or whole life policy. Depending on your coverage needs, it can last for the duration of a term or until the whole life policy ends at age 100. Final expense insurance can cover a number of costs. This allows loved ones to use the benefits for the expenses they need to pay, as opposed to just covering burial costs. This coverage includes common final costs, such as medical bills, probate or legal fees, and other expenses other policy types don’t cover.

Benefits of Final Expense
Policies are available to applicants with poor health.
The application process doesn’t include a medical exam, only a questionnaire and prescription history at most.
On many policies premiums never increase (this is true for many types of life insurance).
The insurer cannot decrease your policy’s death benefit unless you borrow against the policy’s cash value or request accelerated death benefits (also true for other types of life insurance).
Your heirs can use the death benefit for any purpose (again, a standard feature of life insurance).
The death benefit is guaranteed as long as premiums are paid and you don’t have a term policy (also a standard feature of any whole life insurance).
The death benefit is not taxable (also a standard feature of life insurance).
You can buy a policy with a death benefit of $50,000 or less, and that’s all some people need or can afford.

Death is a depression occasion, and can leave a dent in the lives of your loved ones. However, the last thing you would want is to depart the world while straining your loved ones with the financial burden of burial and ceremony costs. With our help, you can rest assured that your burial and ceremony will be covered, without burdening your loved ones.



View our 2020 Medical prospectus of brochure for an easy to read guide on all of the services offer.
Complete Coverage

Our final expense coverage offers you the opportunity to arrange for your funeral services without relying on anyone. We cover all the final expenses for you and lower the burden on your loved ones. Our final expense coverage includes burial costs, crematory or burial sites, ceremonies for the people, etc.

Final Expense

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